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Over twenty years ago, Gene Albert and co-founder Ronnie Kline established Creative Investment Associates. They began buying, repairing, and re-selling distressed properties in Washington County, Maryland and Franklin County, Pennsylvania. They have many "exciting" experiences to share about those times. Shortly after that, Creative Home Builders was founded and began building new homes in the same geographic locations. Today, Ronnie and Gene are still buying, repairing, and re-selling those distressed properties, while Gene continues to build new homes operating as Creative Home Builders.


Several years ago Gene recognized that many people who desired to build new homes faced the stressful dilemma of securing a loan to build the new home, finding and purchasing a building lot, finding a local builder, selecting plans and all the decisions necessary to build their "castle". Creative Investment Associates expanded into residential development, building small, medium, and large residential communities in Washington County, Maryland and Franklin County, Pennsylvania. Most of the new communities feature a Model Home for you to visit and see the type homes we build. Creative has developed relationships with local lenders who understand the needs of each purchaser. These lenders stand ready to help you get the financing you need to build your new home - often available at our Model Homes.

Now Creative Home Builders can provide the HOUSE/LOT PACKAGE and give you ONE-STOP shopping to make building that new home much easier. We can offer you:

  • Building lots in MD & PA
  • 20+ new-house plans
  • An experienced and knowledgeable staff
  • Lenders to work with you
  • Model homes for you to inspect
  • Displays of everything from flooring to shingles...and everything in-between.


All from Creative Home Builders - Your Local Home Builder